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Cookies Policy

IP Addresses and Cookies

We may use cookies, a small text file that is downloaded to your computer’s hard drive so that we can recognise when you access our site. We use cookies that are functional and analytical with limited lifespan. We use cookies to tailor your experience when you visit our site, to identify your operating system, browser type and for system administration. Where available this may include your IP address. We may collect statistical data about users’ browser actions that do not identify an individual, this may be used to tailor the information we provide to users, provide aggregate information related to advertising and marketing that may be shared with advertising partners.

You may disable cookies by activating the appropriate settings on your browser. If you refuse to accept cookies you may be unable to access certain parts of our site. Unless you have adjusted your browser settings so that it will refuse cookies, our system will issue cookies when you log on to our site.

Our website uses Facebook Tools. Facebook Tools enables Facebook to store and access cookies or other information on your device. You can opt out of this by going to https://optout.aboutads.info or https://youronlinechoices.eu/

If you wish to disable cookies within your browser, you can do so by going to your browser settings and selecting the relevant option.

Representative example – Total amount of credit £9,548, annual interest rate 40% (fixed), Handling fee £399 (payable in advance), Total charge for credit £13,051.04, Total amount payable (includes Advance Payment of the Handling Fee and if applicable any Deposit) £22,599.04, term of the agreement 60 months, 59 monthly instalments of £370.01 and a final instalment of £369.45. 51.87% APR Representative, plus a £25 option to purchase fee. – Subject to status & affordability.

Warning: Your vehicle is at risk of repossession if you do not maintain your monthly payments, and late payment can cause you serious money problems. For help go to Moneyhelper.org.uk. When buying a car, you may also want to consider the ongoing running costs such as which warranty is best for you or whether you may wish to organise independent breakdown cover. You should also be aware of factors like depreciation. If you’re not sure what all these terms mean, our Jargon Buster helps explain everything in everyday English!

*All applicants will be required to verify their details including being credit checked to confirm their identity. All applications are subject to status, and we reserve the right to alter any offer of finance for any reason. **Fees may apply to Nationwide Delivery.

The Car Loan Centre is a trading style of The Asset Exchange Ltd. The Asset Exchange Ltd is authorised and regulated by the Financial Conduct Authority, firm reference 729827. Registered Address: The Car Loan Centre, 77 Wollaston Way, Burnt Mills Industrial Estate, Basildon, Essex, SS13 1DJ, registered company no: 08679485.

We are a lender, and not a broker, and operate with a flat interest rate for all customers. We pay our sales team a flat rate of commission for vehicles sold, and this does not affect the terms of your agreement, nor is it affected by your choice of vehicle or the terms of your finance. We may receive commission from other third parties as a fixed fee or fixed % of commission to us for introducing you to their services with your consent. If you elect to purchase one of these 3rd party products/services we may pay our sales person an additional commission for this, For example if you choose to take an extended warranty. If you would like a breakdown of all third parties who may pay us a commission in certain circumstances this can be provided on request.