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with all circumstances considered
We do not base our decisions on your Credit Score, so if you have Bad Credit or have been refused elsewhere we could still help get you the car finance you need and get you back on the road.
Every vehicle we sell comes with an MOT, 6 months warranty, detailed 128 point preparation & No Credit Scoring Finance available as standard. All this and we can deliver vehicles Nationwide!**
Many dealerships advertise “Guaranteed Car Finance”, this offer is unachievable by most lenders as they base their ability to lend on credit scores. We base all decisions on your ability to repay NOT your credit history or credit score this allows us to approve more customers but even we cannot “Guarantee” finance.
At The Car Loan Centre we let the customers do the talking, as 98% of our customers would recommend us to a friend!
Our customers rank us
4.7/5 for our Finance!
4.8/5 for our Vehicles!
Vehicles for your everyday needs from commuting to work, popping down the shops or even as your first car.
Cars that become a member of the family doing the daily school runs, day trips across country, and chauffeuring around the kids.
Cars that are more than just a machine but your pride and joy, a spectacle of design and engineering.
Hot off the press, fresh out the oven, these cars have just rolled into the showroom!
So if any cars take your fancy, be sure to Request a Callback or contact us today to reserve it before someone else does.
We consider ALL circumstances. Bad Credit, Poor Credit, CCJs, Defaults, Arrears, 100% Benefits and more. This allows us to say 'YES' to more customers.
At The Car Loan Centre we pride ourselves on being the Bad Credit Car Finance Specialists able to consider applicants who have been turned down elsewhere.
Every customer's application is assessed by an underwriter and on an individual basis, we do not rely on computer generated credit scores. more info
As you may have seen in your search for a new car, many car dealerships and online car finance websites advertise "Guaranteed Car Finance".
This offer is unachievable by most lenders and mainstream dealerships with many basing their ability to lend on a customer's credit score.
Regulators have expressed concern about the use of the term "Guaranteed Car Finance" and "Guaranteed Car Credit".
At The Car Loan Centre we base all decisions on affordability, NOT solely on your credit history or credit score. This enables us to approve more customers with past or present credit difficulties than anybody else. But even we cannot "Guarantee" you will be accepted.